Financing with Hertrich Kia of Easton

Hertrich Kia of Easton takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Hertrich Kia of Easton Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Hertrich Kia of Easton can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Welcome to Hertrich Kia of Easton Finance Center

 At Hertrich Kia of Easton, we want your vehicle financing experience to be hassle-free in our no-pressure environment. Our knowledgeable auto financing staff members are here to help you navigate the process.  Our convenient online pre-approval process will provide you with the information you need to make an informed decision. We work with a wide variety of financial institutions to provide financing for all credit levels. We can put together flexible options that fit your budget and make it even easier to shop for a new vehicle.

PREQUALIFY for auto financing here with no credit impact. It's quick, easy and won't affect your credit score.

How Does Financing a Car Work?

For both first-time and experienced car buyers, financing a car may seem overwhelming. The financial experts at Hertrich Kia of Easton are here to guide you through auto financing options and explain how the process works.

Financing a car involves taking out a car loan from a financial institution, such as a bank or credit union. We have close relationships with over a number of credit unions, local and national banks. Our Auto Loan team will work with you and your budget to apply for an auto loan.

Buy or Lease Options

Leasing a car is another popular option for those shopping for a new vehicle or people who upgrade their vehicles often. With a lease, you're paying for a portion of the vehicle's costs and not the vehicle itself. Essentially, you're paying to borrow the car and keep the mileage under a certain figure.
If you really enjoyed your leased vehicle and would like to keep it, you have the option to purchase the vehicle with a lease buy-out at the end of the lease period. Not sure if buying or leasing a car is the best option for you? Our knowledgeable Kia Lease experts are here to guide you through the decision. They'll ask you a few questions to help you determine the best car-buying approach for you.

If you decide to purchase, we're here to help make the Auto Loan process as easy as possible. At Hertrich, we strive to make your entire car-buying experience a hassle-free and enjoyable one. You can shop for the perfect vehicle with reassurance that you will be taken care of by our entire team in our no-pressure environment.

Bad Credit/No Credit Options

<Whether you have good credit, bad credit or no credit, our auto finance team is here to help you get approved no matter your credit situation. There isn't a set credit score that lenders are looking for in potential buyers, and we're here to help match you with the financial institution that will work with people who have bad credit, bankruptcies, less than perfect credit, or no credit history.

Documents Needed for Loan Process

When you arrive at Hertrich Kia of Easton, there are a few essential documents we ask for to speed up the auto loan process, including:
  • Driver's license to provide us with proof of your identity.
  • Proof of your current auto insurance from your trade-in or any other vehicle you own.
  • Form of payment if you're going to offer a down payment.
  • If trading in a vehicle, we will need the vehicle's current or valid registration, title and payoff information.
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Value Your Trade

Before coming into the dealership, take advantage of our online trade calculator to receive an estimate for your trade. We pay top dollar for your trade-in and want to you see the same market data we see to determine what your vehicle is worth. VALUE YOUR TRADE

When you arrive at the dealership, we will perform a quick visual inspection of the vehicle to check the accuracy of the mileage, condition and check the vehicle's history. We will also match your vehicle's trade-in value to other similar vehicles' in the current market as the market changes daily.

The value of your trade-in vehicle will be subtracted from the price of the new car. However, it's important to consider any money you may still owe on your vehicle, as this can affect the overall total of your new loan.

Your privacy is important to us.

Hertrich Kia of Easton takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Hertrich Kia of Easton

    6546 Ocean Gtwy
    Easton, MD 21601

    • Sales: 410-822-7717
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Get in Touch

  • Contact our Sales Department at: 410-822-7717
  • Monday8:30am - 8:00pm
  • Tuesday8:30am - 8:00pm
  • Wednesday8:30am - 8:00pm
  • Thursday8:30am - 8:00pm
  • Friday8:30am - 8:00pm
  • Saturday8:30am - 5:00pm
  • SundayClosed